New Loans For Boulder Real Estate

Looking at Boulder real estate and need a new loan? One thing to keep in mind is that many of the loans these days are FHA loans. The good news, at least for now, is that the loan limits are still a little higher for Boulder.

Although not as high as we’d like, at $470,000, this provides a little better opportunity for buyers than it might otherwise. Some areas have a $417,000 FHA loan limit.

Call, text, or email me today! …especially if you’re ready to talk about selling your home, buying a new home, or know someone that is moving! Oh, and did you know that the home buyer tax credit is new, and expanded to include buyers that already have a home?

If you want to get a direct introduction to a local lender, I’d welcome the opportunity to help you meet a loan officer or mortgage broker with whom I’ve worked with recently.

I won’t just hand you off to anyone, but only someone who has lots of experience, and a very high level of professionalism and communication skills.

When you think you’re ready, here are the typical things you’ll want to have together and ready to share with a lender to get loan approval started:

  • Most recent two months pay stubs
  • Most recent two year’s W2’s (or most recent two years tax returns if you are self employed)
  • Most recent two months statement on the following accounts: checking, savings, retirement, stocks, etc. including all pages and account numbers.
  • The name and contact info of your insurance agent who handles your hazard insurance.
  • Any official paperwork if it applies to you covering military service/discharge, divorce, separation, and child support arrangements.

If you get these things together ahead of time, you’ll be able to move along smoothly when you start working with a lender to get pre approved for a home loan.

How about this very hip and energy-efficient remodeled home for sale in east Boulder, a great suburban Boulder mountain home for sale, well-located Louisville land for sale, or a beautiful Broomfield home for sale?

And you may enjoy looking at Boulder neighborhood profiles, and my Boulder business profiles.

I strive daily to give you the helpful information and critical support you want to make a well-informed decision.

Call, Text, or Email me. I’m never too busy for your referrals!

As a real estate professional intent on giving back to the community, my relationship-based approach is exactly what you’ve been looking for in a helpful Realtor, and I will listen to you.

Zachary Epps, full-time RE/MAX professional, and author of the Boulder Neighborhood Guide.

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